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How the Cotgreave Agency will help you protect your personal assets


A standard policy insures  your families liabilities and the home itself in addition to the things you keep in it.

Since 1981, we’ve been providing the kind of stability, protection and value you look for in an insurance agency. Your home and your cars are some of your largest investments & commitments. Shouldn’t the insurance that protects them be chosen wisely?

We at the Cotgreave Insurance Agency take seriously the responsibility of providing you with exceptional coverage at a competitive price. Get a quote by doing one of the following... 

P: (631) 820-8311



Contact us directly for a custom tailored insurance product

- Call or email our quote team directly for a quick response... 

You can also add supplemental policies such as:

  •  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

  •  Flood policies

  •  Umbrella policies (additional liability)

Additional Protection available at a minimal cost, includes:

  • Dwelling Protection Extended Limits Endorsement - Provides for increased coverage to the primary dwelling should the replacement cost exceed the insurance amount at the time of loss. Dwelling must be insured to value.

  • Personal Property Replacement Cost Endorsement - Provides protection for the full cost of repair or replacement, without deduction for depreciation and regardless of inflation.

  • Homeowners Extension PAC and Premier Extension PAC - Provide property and liability coverages and limits beyond those contained in the standard homeowners policy.

  • Home Computer Coverage - Provides additional coverage for your hardware, software and media for both personal and business use.

  • Personal Floater - Adds or expands coverages and gives you extra protection for valuables such as jewelry, antiques, works of art, coin or stamp collections, cameras and musical instruments, to name a few.

  • Blanket Personal Articles - In addition to the traditional method of itemizing coverage for select special items, we offer a unique blanket coverage option that many people find appropriate for their needs.

  • Identity Theft - In the event of an identity theft against you or an insured family member, Identity Theft Recovery Coverage provides financial assistance along with the expertise of case managers to assist in restoring your stolen identity.


Complete either or both of the forms below and we will contact you as soon as possible...



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Auto insurance protects you and your family against financial loss if you have an accident.

You can also add supplemental policies such as:

  • Classic Car Insurance – Your classic car is an icon. Insure it well.

  • RV and Mobile Home Insurance – Home insurance for your home-on-the-road.

  • Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.

Additional Protection available at a minimal cost, includes:

  • Collision Coverage – this pays for damage to the policy holder’s car in an accident.

  • Comprehensive Coverage – this coverage handles damage caused by fire, floods, animal impacts, vehicle theft and more, and is highly recommended.

  • Medical Payments Coverage – this provides additional coverage for medical expenses.

  • Roadside Assistance Coverage – this provides coverage for towing and other roadside services such as jump-starts and fuel refills.

  • Accidental Death and Dismemberment – this pays an additional amount in case a family member or passenger suffers a grievous injury or death in an accident.

Important Notice
Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.

Per the terms of our online privacy policy we will not resell your information to any third-party.


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Monday - Friday 

8:30 am to 5:00 pm


Saturday & Sunday



Evenings by Appointment


558 Portion Road 

Ronkonkoma, NY 11779


Tel: (631) 981-5400

Fax: (631) 981-5448

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