Additional Protection available at a minimal cost, includes:

• Dwelling Protection Extended Limits Endorsement - Provides for increased coverage to the primary dwelling should the replacement cost exceed the insurance amount at the time of loss. Dwelling must be insured to value.

• Personal Property Replacement Cost Endorsement - Provides protection for the full cost of repair or replacement, without deduction for depreciation and regardless of inflation.

• Homeowners Extension PAC and Premier Extension PAC - Provide property and liability coverages and limits beyond those contained in the standard homeowners policy.

• Home Computer Coverage - Provides additional coverage for your hardware, software and media for both personal and business use.

• Personal Floater - Adds or expands coverages and gives you extra protection for valuables such as jewelry, antiques, works of art, coin or stamp collections, cameras and musical instruments, to name a few.

• Blanket Personal Articles - In addition to the traditional method of itemizing coverage for select special items, we offer a unique blanket coverage option that many people find appropriate for their needs.

• Identity Theft - In the event of an identity theft against you or an insured family member, Identity Theft Recovery Coverage provides financial assistance along with the expertise of case managers to assist in restoring your stolen identity.